Terms of Service

1. Agreement

These Terms of Service (“Terms”) govern your access to and use of highbetaoptions.com (the “Site”) and any products, digital downloads, or content (the “Product”) sold through the Site. By purchasing or downloading the Product, you agree to be bound by these Terms. If you do not agree, do not purchase or use the Product.

2. Educational purpose; no investment advice

The Product is an educational publication. Nothing in the Product is investment advice, a recommendation to buy or sell any security, or a solicitation of any transaction. The author is not a registered investment adviser or broker-dealer. Options trading involves substantial risk of loss and is not suitable for all investors. You are solely responsible for your own investment decisions and should consult a qualified, licensed professional before making any.

3. Digital delivery; immediate access

The Product is a digital file delivered electronically immediately after payment is confirmed. By completing your purchase you expressly request immediate delivery, acknowledge that performance begins as soon as payment is confirmed, and (to the extent applicable under EU Directive 2011/83/EU, the UK Consumer Contracts Regulations 2013, or any similar law) waive any statutory right of withdrawal or cooling-off period.

4. All sales final

All sales are final. No refunds, returns, exchanges, or credits will be issued under any circumstances except where required by applicable law. See the Refund Policy for full details.

5. License and restrictions

Subject to your compliance with these Terms, you are granted a non-exclusive, non-transferable, non-sublicensable, revocable license to access the Product for your personal, non-commercial use. You may not copy, reproduce, distribute, resell, sublicense, publish, share, post, upload, or otherwise make the Product available to any third party, in whole or in part. You may not remove any proprietary notices or attempt to circumvent any access controls. The Product, including its text, code, graphics, and organization, is protected by copyright and other intellectual property laws and remains the property of the author.

6. Download window and limits

Each purchase grants a time-limited download link and a limited number of download attempts that are enforced automatically for security and reliability. It is your responsibility to download and save the file while the link is active. A missed download window, expired link, lost file, or exhausted download count does not mean the Product was not delivered and does not entitle you to a refund.

To receive the guaranteed replacement-link support process, contact support@highbetaoptions.com within 10 calendar days of purchase. If possible, write from the email address used at checkout. If you use a different email address, include enough information for us to verify the purchase. A complete request must include your purchase receipt or other payment confirmation plus a description of the issue.

We will acknowledge complete support requests within 2 business days. For a verified purchase and complete request, we will provide replacement access as soon as reasonably practical and no later than 10 calendar days after receiving the complete request.

Replacement links are a support accommodation and the sole remedy for an expired, unavailable, or missed download link, except where applicable law requires otherwise. Requests made after 10 calendar days may be reviewed case by case, but an expired or missed download window does not by itself entitle you to a refund. We may decline or limit delayed requests where the delay prevents verification, or requests that are unverifiable, repeated, inconsistent with our delivery records, or appear fraudulent or abusive. Requests made after a chargeback or payment dispute has been initiated may be handled through the payment processor’s dispute process.

7. Disclaimer of warranties

THE PRODUCT AND THE SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, OR INVESTMENT RESULTS. WE DO NOT WARRANT THAT THE PRODUCT WILL MEET YOUR REQUIREMENTS OR THAT ANY STRATEGY DESCRIBED WILL BE PROFITABLE.

8. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE AUTHOR BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR TRADING LOSSES, ARISING OUT OF OR RELATED TO THE PRODUCT, THESE TERMS, OR YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE AUTHOR’S TOTAL CUMULATIVE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE PRODUCT OR THESE TERMS WILL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT.

9. Indemnification

You agree to defend, indemnify, and hold harmless the author from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your access to or use of the Product, your violation of these Terms, or your violation of any rights of a third party.

10. Chargebacks and disputes

Because the Product is a digital good delivered immediately and all sales are final, initiating a chargeback or payment dispute without first contacting support@highbetaoptions.com and giving us a reasonable opportunity to address the issue is a breach of these Terms. We reserve the right to contest any such dispute with evidence of delivery, consent to these Terms, and download activity associated with the purchase.

11. Changes to these Terms

We may update these Terms from time to time. The version in effect at the time of your purchase governs that purchase. Continued use of the Site after changes constitutes acceptance of the updated Terms.

12. Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles. Any dispute arising out of or related to these Terms or the Product will be resolved exclusively in the state or federal courts located in Fort Bend County, Texas, and you consent to personal jurisdiction and venue there.

13. Contact

Questions about these Terms? support@highbetaoptions.com